Car Leasing With A CCJ

Car Leasing With A CCJ

When it comes to leasing a car, your credit history is very important. Leasing suppliers who are providing a vehicle worth tens of thousands of pounds want to know that their investment is protected. I say investment because ordinarily the leasing company will be ordering you a new vehicle from the manufacturer. This is based on the fact that you will be leasing it for 2-3 years.

Not all suppliers work like this and that is when Car Leasing With A CCJ (County Court Judgement) is a possibility. We work direct with Volkswagen and Skoda who have a fleet of pre-registered vehicles awaiting delivery to their showrooms. Not all showrooms require new vehicles so they need miles putting on the cars to sell as used cars.

Why Is Having A CCJ Frowned Upon With Lease Companies

Having a CCJ on your credit file tells a financial lender that there is a risk when dealing with you. It isn’t necessarily true but unfortunately people tend to get tarred with the same brush when it comes to these things. There are many reasons someone could have a CCJ and it isn’t always because you do not pay your debts.

We are not here to judge anyone one their credit history. We are a broker and never actually get to see that information. Our focus is making car hire and other services available to as many people as possible. Regardless of age, credit history or living situation.

More About Car Leasing With A CCJ

We are able to offer new VW and Skoda cars on short term lease deals, from 1 month to 12 months at a time. The reason Car Leasing With A CCJ is possible in this instance is that the risk is very minimal. The monthly fee is taken upfront and as it is a short term agreement, the supplier is able to take the vehicle back should any issues with payment occur.

The package deals are fully inclusive, meaning that you only need to add fuel. Your monthly payment covers the rental and insurance of the vehicle. This is where it differs to standard contract hire or traditional leasing.

As they only want a certain amount of miles adding to the car, they will change you into a brand new car every 3 months. This will be delivered to you for convenience as part of your original delivery cost. Your monthly allowance is 2000 miles which is very generous compared to most lease agreements.

How Much Does It Cost To Lease A Car With A CCJ

Lets look at the numbers. The monthly cost of a short term lease on a small car like the VW Polo or Skoda Fabia is currently £509 for a manual and £539 for an automatic. This is the cost you will pay upfront every 30 days as your lease agreement for the car. There is an up front one-off cost of £150 to cover the delivery and collection of the vehicle, anywhere in England and Wales, this also covers the change over of the car after every three months. £250 will be held against your credit or debit card as a deposit for the rental and ultimately you will be liable for an insurance excess of £1000.

  • Brand new car
  • Changed every 3 months
  • Delivered & collected
  • 2000 miles per month included
  • Bad credit ok
  • From £509 Per 30 Days
  • £150 upfront
  • £250 Deposit held
  • £1000 Maximum Insurance liability

If you would like to know more, or would like to reserve a car then please speak with our team today. Our direct number is 01138800748, you can email sales@thealternativeagency.co.uk, chat with us online or simply fill out the leasing enquiry form here.

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Holidays To Return From 12th April*

Holidays To Return

As you have probably seen this week, we are all expecting Holidays To Return From 12th April*. Boris and co have announced that if all continues to go as it is then we will be allowed to travel within the UK with our household from Monday 12th April.

This means camp sties, caravan sites, holiday homes and park home sites can reopen, providing anyone staying there, live together. This is fantastic news and is only the start, by the 21st of June it is hoped that all restrictions on travel and holidays will be lifted, at least in the UK. You can find out more on the dates and restrictions on the government website.

After the last 12 months it seems we are finally seeing some light at the end of the tunnel and we hope that things can begin to return to some normality for most.

What Does This Mean For Car Hire?

The rental industry has been ‘open’ throughout but with the restrictions on travel, it has been a very quiet year. We hope that the easing of restrictions will make a big difference and do expect enquiries for rentals from 12th April onwards to come flooding in.

If you are planning a family / household trip from the 12th April then our advice is to get in touch quickly, availability will plummet as the bookings come in and we do not want anyone to miss out. We expect standard cars of up to 5 seats to be readily available, but if you are looking for something more specialised like: 7 Seaters, 9 Seaters, tow car hire or Campervans then we urge you to get in touch asap.

Fleet sizes of these specialised vehicles have reduced with the enquiry levels, so there are not as many to go around. If you have a larger family or just need the extra space, want to take your caravan or would like to explore in a motorhome then please contact our team today, we are here to help and answer any questions at all.

Call us on 0113 8800748, emails sales@thealternativeagency.co.uk, submit an online enquiry or ‘live chat’ with us.

*The date for Holidays To Return From 12th April is the earliest that these lockdown easing rules come into play and are dependent on various results when it comes to testing, vaccinations and the R number. More information can be found on gov.co.uk.

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Van Leasing For Courier Drivers

Van Leasing For Courier Drivers

Until now, we have not been able to arrange Van Leasing For Courier Drivers. It is something we get calls and emails about daily. But for various reasons, van rental companies did not like to rent commercial vehicles to delivery drivers.

With the way the world has changed due to Covid-19 over the last 12 months, it seems that every other vehicle is a home shopping delivery driver or local courier. I live with a shopaholic and am now on first name terms with our Amazon driver. These drivers need to get vehicles from somewhere and if no rental companies want their business, where do they go?

Not Just Normal Rental Vans

The answer, they now come to us. We can arrange Van Leasing For Courier Drivers from 6 months or more. The biggest requirement on the drivers part is they unlike with normal rental vans, have to provide their own fully comprehensive insurance policy to cover the vehicle for their intended use. This was the biggest reason rental companies didn’t supply to courier drivers. Their insurance did not cover ‘hire and reward’ services, meaning the driver cannot use the vehicle to make a living.

The other big reason is the mileage. Delivery drivers eat up the miles on their daily routes and most suppliers have a mileage cap of 1000 miles per month with no flexibility. Our new packages offer a standard mileage allowance of 2000 per month and have the flexibility to allow you to go over this, for every 1000 miles you go over it will cost an extra £20, just 2p per mile.

If you are a courier driver/delivery driver/man with a van driver then this is the package for you. If you need a vehicle for 6 months or more and can pride your own insurance then I believe you will struggle to better these deals.

Contact Us Today About Van Leasing For Courier Drivers

You can speak to our team online via the chat function, email us at sales@thealternativeagency.co.uk, Call or whatsapp us on 0113 2899279 or even complete the enquiry form here.

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Volkswagen Golf Mk8 Leasing

Volkswagen Golf Mk8 Leasing

We have teamed up with Volkswagen to expand on our ‘short term package lease deals’ and can now offer Volkswagen Golf Mk8 Leasing. The big difference in our lease deals is that they are ‘all-inclusive’ packages, you just add fuel. Unlike other short term lease offerings, we offer fully comprehensive insurance as part of the package. This means the deals we have are better value than they first appear.

Whatever reason you are looking at Volkswagen Golf Mk8 Leasing;

  • Extended Test Drive
  • You can hire a brand new Mk8 Golf for 1-3 months to see if it actually works for you and your lifestyle before committing to the purchase.

  • Gap Car
  • Perhaps you have ordered a new vehicle and due to brexit or covid there is a long wait, this is an ideal solution and one which can be turned around in less than 7 days.

  • Company Car
  • If you have a new employee and do not want to commit to a long term contract just yet, we can arrange these deals for business and personal use.

  • Bad Credit
  • Although not exclusively for this purpose, there are no credit checks carried out as part of the process. So even those with an adverse credit history can lease a brand new Golf Mk8.

    Golf Mk8 Leasing Costs

    Lets look at the numbers. The monthly cost of a Golf Mk8 short term lease is currently £559 for a manual and £589 for an automatic. This is the cost you will pay upfront every 30 days to lease the car.
    There is a one-off charge of £150 to cover the delivery and collection of the vehicle, anywhere in England and Wales, this also covers the change over of the vehicle every 3 months.
    £250 will be held against your credit or debit card as a deposit for the rental and ultimately you will be liable for an insurance excess of £1000.

    Volkswagen Tigun With A Tow Bar

    Other VW & Skoda Deals Can Be Found Here >

    In Summary
    • Brand new VW Golf Mk8
    • Changed every 3 months
    • Delivered & collected
    • 2000 miles per month included
    • Bad credit ok
    • £559 Per 30 Days
    • £150 upfront
    • £250 Deposit held
    • £1000 Max liability

    Contact Us About Volkswagen Golf Mk8 Leasing

    If you have any questions or would like to make an enquiry, please contact our team who will be happy to help. You can call us on 0113 880 0748, email us on sales@thealternativeagency.co.uk. Submit an online enquiry form or simply chat with us live. We are here to help from 7am to 7pm.

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    Can A Newly Qualified Driver Hire A Car?

    Car hire for new drivers available in the UK

    If I am a new driving licence holder can I rent a car?

    Can A Newly Qualified Driver Hire A Car? is question we are asked on a regular basis and the answer is yes, you can as long as the license is a full license. There is no requirement for it to have been held for a certain period of time, technically we can reserve a car for a Newly Qualified Driver the day you have passed your test.

    Although to actually hire the car, the supplier will want to see your new full licence. So practically speaking not the day after you have passed as your test certificate needs to be sent off and your full license sent back to you.

    The unique service is only available from selected locations around the UK, so it is worth enquiring with us as to the nearest location to you.

    UK Airport Locations

    UK Downtown Locations

    Other Benefits

    This service is complimented by our usual offering of debit card car hire and low deposit car hire, there is even the ability to combine the offer with a free second driver.

    If you have any points on your new licence, rentals may still be possible. This will depend on the number of points and what they are for. Call or chat online with one of our rental experts for further information on this offer.

    Please note this offer is open to drivers whom are over the age of 25, for information regarding our young driver car hire service please view our young driver page.

    If you are one of the people wondering “can i rent a car as a new driver?” The answer is yes, but always contact us before making a booking online. There are other factors that need to be considered first. Our team will talk you through the process and hopefully get you on your way.

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    Car Hire For A 21 Year Old

    CAR RENTAL FOR UNDER 25’S

    As part of our on going work on car hire for young drivers, we have been working hard to secure a national car rental supplier offering Car Hire For A 21 Year Old. We are very pleased to announce that we have secured a deal with one of the biggest suppliers in Europe with over 40 locations in the UK.

    As a 21 year old driver, you may have found it very difficult to hire a car in the UK, if not difficult then very expensive as the only other major supplier in the UK offering the service wants to charge you £30 per day for additional insurance. Our good news is that there is absolutely no extras to pay when hiring with us, the prices of the car is the same for all.

    Other Benefits For A 21 Year Old

    • Another fantastic benefit is that you only need to have held your UK licence for 12 months, a lot of suppliers require at least 2 years but as long as your licence is clean, 12 months experience is all you need.
    • You can also pay with your debit card, this in itself is not so rare anymore but group that together with a young driver service and you have a package that’s rarer than a functioning milkshake machine in Mcdonalds.
    • One of the most relevant benefits of this supplier is that they do not perform an address check, meaning you do not have to be listed on the electoral roll. For a 21 year old who has just returned from university or moved out of mum & dads, this is great. Providing you can show your passport, driving licence and proof of current address along with a credit or debit card in your name then you are good to go.
    • You will also need a balance on your payment card big enough to cover the rental cost and a refundable deposit of £300. Sounds like a lot but considering other suppliers in the UK ask for as much as £2000 as a deposit, this is actually pretty good. It’s also impossible to beat, as far as I can tell.

    Car Hire Locations

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    Plus many more in the UK

    Contact Us About Car Hire For A 21 Year Old

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    Luxury Car Hire for under 30’s

    Hire a Merc A Class

    Can I hire a luxury / premium car aged 25 or under?

    It can often be very difficult when trying to hire a premium or luxury vehicle if you are under 30, whether for a special occasion such as a wedding, or simply as a personal treat. We have arranged a deal to make this significantly easier, even allowing drivers as young as 23 to rent.

    Premium vehicles are generally split into two groups between the smaller cars and the larger, more prestigious vehicles with different terms for each group. This is broken down below for you, so you know exactly what you are eligible to rent.

    Smaller Premiums – E.g. Mercedes A Class / BMW 1 Series / Audi A3 for under 30’s

    See more about these types of vehicles here

    • Can be rented from the age of just 23, with a young driver fee for driver’s aged 23-24, and only 1 years’ experience required on the licence.
    • Only need a debit card plus 2 proofs of address (e.g. bank statement / passport / utility bill) for payment and ID, in addition to the licence.
    • Only a small £300 deposit would be held on the card for the hire, released back on returning the car, can even be lowered to £200 in some circumstances.

    Larger Premiums – E.g. Mercedes C and E Class / BMW 3 and 5 Series for under 30’s

    • Can be rented from the age of 25 onwards, with no young driver fee, and still just 1 years’ experience required on the licence. Luxury Car Hire for under 30’s is possible with Indigo!
    • A credit card would be required to rent these groups, plus the 2 proofs of address and the licence of course.
    • A £500 deposit would be held on the card for the hire, can also be lowered to £200 if the driver is also over 30.

    Where am I able to hire from?

    We have this deal available at many branches across the country, here are some of our most popular ones below:

     

    Leeds Manchester London King’s Cross Edinburgh
    Bristol Birmingham Sheffield Liverpool
    Southampton Reading Cambridge Nottingham
    Glasgow Nottingham Newcastle Inverness
    London Heathrow Leicester Milton Keynes Aberdeen

     

    For general information regarding young drivers car hire you can visit our main page here.

    If you want to take advantage of this offer or just have some questions, feel free to contact us on 01138800748 or email us at sales@thealternativeagency.co.uk.

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    People Carrier Hire in London

    People Carrier Hire London

    People Carrier Hire has always been a popular service not just specifically in London itself, but broadly throughout the UK. Here we talk about specific locations in London and the fleet of vehicles on offer. We also talk about the offers attached to our services.

    For a fuller insight in to our UK offering of people carrier hire our page can be found here.

    THE TIME OF YEAR PLAYS A PART

    Hiring a people carrier is generally more popular in the summer as obviously people tend to ‘get out’ this has an impact on the rates you can expect to pay, Generally is low season the rates are approx £50.00 per day. They can rise to £70.00 per day in peak season.

    HOW MANY SEATS DO YOUR PEOPLE CARRIERS HAVE?

    We offer a full range of people carriers for hire, starting with the 7 seat, which as the name suggests carries 7 people including the driver. We offer a variety of makes and models in this range. A good example would be a Ford Galaxy although such models a Volkswagen Sharan, Ford Tourneo are often provided.  We then move onto our 8 seat people carrier range typically this vehicle would be a Toyota Proace Verso. Finally we come to our most popular people carrier which is the 9 seater. The 9 seats allows 2 typical sized families to travel together. Many types of vehicles sit in this range, examples being and not limited to Mercedes Viano, Volkswagen Transporter,

    HOW MUCH DEPOSIT CAN I EXPECT TO PAY WHEN HIRING MY PEOPLE CARRIER IN LONDON?

    Customers are keen to know the level of deposit required when hiring. Standard deposit on the customers credit or debit card is £200.00 which is held for the duration of the hire and released as soon as the vehicle is returned. Indigo offers a scheme for those that want to rent a people carrier with no deposit. We dedicate a page to that service here : no deposit people carrier hire.

    WHERE CAN I COLLECT MY 7/8/9 PEOPLE CARRIER FROM?

    We offer numerous collection in London and surrounding area, some are listed below, there are however 50 pick up locations in total.

    • Battersea people carrier hire
    • Tower Bridge people carrier hire
    • Barking people carrier hire
    • St Johns Wood people carrier hire
    • Victoria station people carrier hire
    • Marble Arch people carrier hire
    • Kings Cross people carrier hire

    OUR MOST FREQUENTLY ASKED QUESTIONS WHEN RENTING A PEOPLE CARRIER IN LONDON ARE :

    How old do drivers needs to be? We accept drivers whom are 25 or over. Hiring a 9 seater especially when under 30 was historically challenging hence we changed our insurance conditions to accommodate drivers between 25-30.

    How long do I need to have held my drivers license for? Driver only need to have held their license for a day to be able to rent a 7 seat people carrier, 8 seaters and 9 seaters require the hirer to have had their license for 12 months or more. Renting a car with a license that is less than 12 months old is a unique service provided by Indigo more can be read here re car hire for new license holders

    Do  I need to produce any  ID on collection of my hired people carrier? Hirers only need provide their license and payment card on arrival. There are times when you will need a proof of address but you will be informed in advance, our team can clarify ID requirements at any point for you, simply get in touch

    Which payment methods accepted? For people carrier rentals we accept all Major Credit and Debit cards, we can also accept Visa Electron and Maestro cards at certain offices. The card needs to be in the drivers name and be on their person on collection. Contrary to some peoples understanding it is not a requirement to have a credit card or to have an embossed debit card to rent a 7/8/9 seat people carrier.

    Is there a cap on mileage that can be driven? No, we offer unlimited mileage on all rentals as standard, we believe in giving people the freedom to explore!

    Can I obtain a one way hire with one of your people carriers? Yes we provide one way hires on all our 7,8,9 seat options. This service is particularly popular with clients who want to drop off at Airports or Train Stations.

    Further information.

    We hope these answers are informative, but as always if you have any questions that have not been covered then simply get in touch : 0113 2899 281. People Carrier Hire in London is straight forward enough with Indigo.

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    Car Hire Germany for new drivers

    Car hire for new licence holders in Spain

    Renting a car when you have held your licence for less than 12 months can be a challenge. This niche service is something we have been providing for the past few years in the UK to good effect. Therefore we have expanded this service to include several other location across Europe.

    You can view further info on Car Hire in Spain for new drivers here and Croatia here 

    In this post we talk about our latest offering, New Driver Car Hire Germany.

    Car Hire for New Drivers Germany

    After some recent innovations with our supply lines, Indigo Car Hire can now offer car hire services throughout Germany to drivers who have held their licence for less than 12 months. As most who are searching for this service will know the majority of providers require 12 months driving experience on their licence. This service will prove popular for those looking to rent a car and have not yet had their licence for a year. There are no catches to this service and there is no increased charge for the lack of driving experience.

    Where can I hire from?

    We have over 200 locations to choose from, the most popular being the airport and train station branches. Airport located offices are all centrally positioned at the terminal building. Desk in the terminal building and then a short walk to your car in the car park.

    What are the requirements?

    A few basic requirements need to be met. The driver needs to be 18 or over to be able to rent. Yes that is correct we rent to 18 year olds in Germany. The driver is required to present either a credit or debit card in their own name for the 300 EUR refundable deposit that is required when renting. The driver needs to have a full license issued by their respective country. It really is that simple.

    How can I book?

    This offer will not be located on our booking engine, we ask potential hirers to get in touch with the team directly letting them know you have held your license for under a year. This ensures we select the correct package with the correct supplier. Our central reservations office can be reached by calling 0113 2899 281.You can also click the button below it will take you through to a form whether your requirements will be emailed through to that team.

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    Car Hire with Low Excess

    Car Hire prices on the face of it easy enough to understand a price is quoted and that is the price paid. However it is sometimes worth delving a little further to understand what it is that you are getting into.

    Understanding terms and conditions when it comes to the Car Hire Excess is important. Our focus here is renting a car with a low excess.

    What is an insurance excess?

    An excess is your liability in the event a vehicle is damaged. In the event the vehicle is stolen. In the event you damage someone else’s vehicle or property. Essentially this is your maximum exposure. Whenever viewing car hire prices you will note that insurance is included. This Insurance is fully comprehensive with an excess / liability of ‘x’, that ‘x’ can vary from country to country and supplier to supplier. We have a comprehensive guide to Car Hire Insurance feel free to browse this post.

    How can I hire with a Low Excess?

    If you are one of the many that would like to hire with a low excess then a little research is required in advance of booking. Depending on this pick up location depends on the level of excess that applies. To give a guide the typical excess when renting in the UK is £1000.00. In Australia the average excess comes in a $3000.00, Spain averages out at 1300.00 EUR. Indigo works with a large panel of suppliers ensuring we can pick the perfect rental package tailored to our customers requirements. We offer Car Hire packages with a low excess liability by increasing the levels of insurance included. There are 2 ways of approaching this.

    • By making your reservation with reduced excess insurance included. This options involves paying a slightly higher rate for the rental package. This package is refereed to as the Super secure package
    • Protect your excess via a third party. Having this product in place does not reduce or eliminate your excess it protects against it on a claim back basis. This package is known as Excess claim back insurance. This does not suit everyone, however it tends to offer better value. You can arrange an excess claim back policy on this link – Insurance for Car Hire

    Our team can happily explain which option best suits you, the below form can be completed or view our get in touch page.

     

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