Insurance Companies Forced Into Gender Equality

Women are being urged to check their insurance policies before the new ruling comes into force next month which will ban firms quoting prices based on gender.

Insurance companies have been very forceful in trying to prevent this change for the past few years however due to new legislation this is a mandatory option as of the 21st December 2012.
Some insurers predict that women’s premiums for their car hire could rise by at least 25%.

From 21st December 2012 insurance firms in the UK will be restricted from taking gender into account. Currently women pay less for their cover for cars, so the rise in women’s premiums is to bring the prices in line with what men are currently paying.

According to the Department of Transport, male drivers under 25 were involved in more than 24,000 accidents last year, compared to just over 14,000 for female drivers under 25.

It is great news that the insurance companies are finally getting in line with gender equality and not basing their prices on what sex we are. However some women are arguing that women, should not have to pay an additional 25% on top of their premiums, and that men should pay a little less so that the premiums rates for men and women could be on more of an even keel.

Male drivers can expect to see their premiums drop slightly however don’t be expecting huge drops as this is very unlikely to happen.

If your insurance coverage is due to expire after 21st December 2012, insurers are advising it may be cheaper to cancel your policy prior to this date and sign up for another year at the cheaper prices before this date. Do be aware though that you may be subject to a fee if you do this it might also affect your no claims bonus.

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Capacity Issues At Heathrow Airport

With London being a thriving centre for the world’s trade and business sectors, arriving and departing by plane for meetings and business deals is often imperative to ensure that you arrive on time and you seal that lucrative deal. Many of the airports in London are an essential gateway for families and people travelling to and from the UK for their holidays. Heathrow is no exception which is why there is growing concern surrounding the capacity at Heathrow Airport.

This follows the news that the government has rejected calls for a third runway to be built at Heathrow Airport. There have also been talks about expanding London City Airport to alleviate the amount of traffic incoming to London however talks for this have also been suspended.

Chancellor George Osbourne stated,

“Over the next few months we will be talking to people about where that capacity should be.” He then went on to say, “I am very clear; we are an open trading nation and just as we don’t want to shut down our ports or our railways, we don’t want to shut down our airspace.”

Now this is totally understandable and we do not want to in anyway disrupt our trade links or travel arrangements. However this is a problem which is only going to get worse, not better. Something does need to be done but it is a matter which will take time, money and many meetings before a decision will be made.

Personally I think that an extension to one of the airports may be required but space is at a premium in London, so finding the space to fit all of these extra runways may be tricky, so possibly another airport could be built somewhere just outside of London possibly in the South-East of England. Although where to situate this airport would again be a lengthy and arduous spectacle.

What solution would you suggest?

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Christmas Car Hire Countdown Has Begun

With less than 100 days left until Christmas, the Christmas Car Hire Countdown Has Begun.We believe now is the best time to arrange your car hire. Many car rental suppliers tend to increase the prices over the Christmas period. This is where Indigo Car Hire differs. We are able to offer reduced rates for your car hire over the festive season. This is because we have a large network of suppliers, so you can always be sure that you can get a car when you book with Indigo.

Best UK Christmas Car Hire Locations

If you are already based within the UK, you can collect the vehicle from one of our hundreds of city and train station locations? With over 25,000 locations located around the world you can get your hire car from pretty much any area.

We have a vast array of vehicles for your Christmas Car Hire needs. With cars ranging from small economical city cars right up to large people carriers and estate vehicles. One of the more popular choices tends to be a 4×4 vehicle. With colder weather and often hazardous road conditions prevailing during the winter months a 4×4 car hire can often be a sensible choice, these types of vehicles tend to offer more security and stability when driving on icy and snowy roads.

Top Christmas Car Hire Services

  • Debit Card Christmas Car Hire
  • Young Driver Christmas Car Hire
  • No Deposit Christmas Car Hire
  • Ski Car Hire

Whether you need to get your Christmas car hire to get around, doing a little shopping or if you need the vehicle to go and see some family and friends over the festive season you can always counting on Indigo Car Hire to get you the best option.

In case you will decide you want to spend the Christmas day skiing, Indigo offers its services in some of the best Ski Locations in the World

SKI CAR HIRE Top LOCATIONS

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France
Italy
Austria
Switzerland
Norway
Bulgaria
Sweden
Andorra

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Geneva Airport
Innsbruck Airport
Munich Airport
Milan Linate Airport
Grenoble Airport
Montpellier Airport
Calgary Airport
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Zurich Airport
Salzburg Airport
Milan Malpensa Airport
Lyon Airport
Sofia Airport
Toronto Airport
Helsinki Airport
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[bra_toggle collapsable=’yes’ caption=’USA Top Ski Locations’]

Jackson Hole, Wyoming
Alta and Snowbird, Utah
Vail, Colorado
Alpine Meadows, California

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Quebec
Alberta
British Columbia

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Enterprise UK Plans for Home-based Employees

One of our suppliers Enterprise Rent A Car expanded its work from home pilot program after experiencing positive results after a few months in the UK. Enterprise plans for 50% of Enterprise Business Support (EBS) employees to become home-workers as the demand for call center employees increases, the company announced on 21st September.

During the pilot, call centre employees from the EBS facility were given the opportunity to work from home with technical support to handle telephone reservations.

Enterprise Rent A Car compared the costs of having employees work from home versus the office and found an immediate 70% cost-saving. The comparison showed the cost of an office-based employee is around £3,500 per year while the cost of a home-based employee is roughly £1,000 in the first year for set-up costs and is then almost minimal in subsequent years.

Other benefits of the home-working pilot include improved retention, which was 20% higher than the call center average, reduction in absenteeism and disciplinary issues, higher employee satisfaction and a more diverse work force.

In addition, the home working program has allowed Enterprise to provide extended hours for improved customer experience.

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Debit Card Car Hire! Indigo to the rescue……

Five minutes before we were scheduled to close for the evening we received a call from a gentleman in a real panic. He’d arrived into Rome Fiumicino Airport and after a long flight attempted to collect a vehicle he had booked online with a supplier that will remain nameless. (more…)

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What Makes A Good Car Hire Company

We at Indigo Car Hire have over 30 years combined experience in the car hire industry so we like to think we know a bit about a bit. Most car hire companies work in the same way and have similar costs to try and compete with each other.

But what else apart from the cost of the rental should you consider when selecting a car hire company?

Service: What do previous hirers think about the service they have received from the company? Before, during and after the rental. Consider speaking with your broker or having a look at review websites like reviewcentre.com to get a clear picture of the service they offer.

Fleet: What type of car will you be hiring? All car hire companies advertise a type of vehicle ‘Or Similar’ meaning you could end up with ANY car that fits the guidelines of the group you have chosen. So when hiring a VW Golf or similar means you will get a 5 door hatchback with a midsize engine, this could be a VW Golf, Vauxhall Astra, Ford Focus, Hyundai I30, Toyota Corolla or one of many more. So consider calling your broker or the car hire company direct and asking the question, what cars do you have on fleet? How old are the cars on your fleet?

Fuel: What type of fuel will your hire car take? Petrol or Diesel? Most companies cannot guarantee the fuel type of the vehicle you will be hiring but if you speak to your broker, they may be able to put a special request in for you.

Additional Extra’s: It’s important to consider all aspects of the cost when hiring a car, yes you may have found the car that you want at the cheapest rate but what about the baby seat, GPS, insurance excess, excess reduction and one way hire costs that go along with it?

Deposits: Most rental companies will require a deposit when you hire a car. This is usually done by freezing an amount on your credit card. The amount varies from supplier to supplier, always make sure you are aware of the amount. They can range from £500 to £1250 or more. Some companies offer a zero deposit amount providing you have taken out their extra insurance cover. Some companies actually take the deposit amount from your card and refund it when the vehicle is returned, so consider asking your broker/supplier how long this refund takes, we have known it take up to 21 days from some suppliers….

Location: Where is the car hire company based? Centre of town or on the outskirts where it may be difficult to get to? Are you flying into an airport? If so, do they have a desk in the airport or are they based off site? Companies with desks in the airport tend to be more expensive because of the costs involved in being on site..

Payment: The car hire company will almost always insist that the vehicle is paid for by credit card. If you do not hold a credit card then you are limited to which suppliers you can hire from. Some will allow a debit card payment and some will even allow a ‘third party payment’ meaning a friend or family member can pay for the vehicle on your behalf but this is very rare.

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Manchester Airport Car Hire Village To Open Soon

Plans are in motion at Manchester airport to move all car hire suppliers to a car rental village based at the airport. No longer will suppliers have desks in the terminal building and all customers will be required to travel by courtesy shuttle bus to the rental village. The bus will operate a regular service covering all terminals at approximately 10 minute intervals. The operating hours of the regular shuttle service are from 06:00 to 23:00 but outside of these times there’s a telecom service at all terminals to request a shuttle pick up that will transfer customers to the village. Manchester airport car hire village to open soon a positive or a negative move by the airport?

A spokesman from the airport stated “This is a positive step forward for car hire at the airport. All companies providing a hire offering will be based in one area. Previously occupied parking areas will be reassigned within the airports general short and long stay parking”

For the time being suppliers are still based in their usual pick up points but the plans appear to be fast moving with some suppliers starting the move as early as September. Keep checking our blog for updated information regarding the move.

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Tip Of The Week – Car Hire Excess & Excess Waivers

 

Excess & Excess waivers

On arrival you will be advised of an excess that the driver is liable for in the event of an accident or damage to the vehicle. The standard car hire excess usually starts from £500.00 upwards. This will be marked on your hire agreement and you will be required to sign against the amount stating you will cover the cost of the repair up to the value of the excess. This car hire excess is the maximum amount that could be charged to the credit/debit card provided. Any damage already on the hire car should be clearly marked on the paperwork.

Before signing we suggest you confirm you are happy to cover the value of the excess. If not there are other options which will usually be offered/sold by the car hire representative. Usually there are two options; either a partial or full waiver (please keep in mind some vehicles have a non removable excess but we have another option for you. See our annual cover below)

1) Partial Waiver – This allows the hirer to partially reduce their liability in the event of damage or theft. Usually this option is taken to prevent large payouts if something were to happen.
2) Full Waiver – This allows the hirer to completely reduce the car hire excess removing any liability in the event of damage or theft. Some suppliers do not offer this option but may offer various levels of the partial waiver.

Another option is to purchase a car hire excess reimbursement policy which starts from £49.00 per year. This would mean any charges imposed by the rental supplier to the hirer can be claimed back through this insurance package. This needs to be arranged prior to the rental commencing directly with Indigo Car Hire and cannot be purchased on arrival. This often works out cheaper than taking the suppliers insurance on hires more than 6 days or if you rent more than twice per year. Terms and conditions apply but our representative can provide any extra information you require. Click here for full details.

The last option is of course not to reduce the excess at all. The choice is yours.

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Having Trouble Booking Car Hire With A Debit Card?

If you struggle to book car hire with a debit card, Indigo Car Hire, have a solution for you.

We constantly look at areas in which our customers struggle to hire a vehicle and where possible implement changes to meet demand and expand our services to as many people as possible. Although it doesn’t happen very often we do not enjoy turning away business and the opportunity to help our customers, in any way we can. Booking car hire with a debit card was one of the main issues raised. (more…)

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Fuel Tax to Rise in Autumn!!!

George Osbourne announced plans to increase the fuel duty last year and stated that this would be enforced on 1 January 2012, this was later deferred to 1 August 2012. The Chancellors announcement means this still stands, meaning fuel duty will increase by 3.02 pence per litre in Autumn.

With fuel prices increasing, as we all know, the price of everything goes up, and with today’s economic climate it is even more likely that it will take much longer to get the UK out of the financial mess it is currently in!

The AA’s president, Edmund King slammed the fuel duty announcement. He said: “At a time of record prices at the pumps the August increase in duty is a budget blow-out which will force drivers off the road and could bring a summer of discontent for many. Only last week the Prime Minister told American students that UK fuel prices would make them “faint”, yet the Government seems intent on inflicting more pain for no gain on drivers. Ironically such a hike in duty doesn’t necessarily help government finances as people will cut spending at the pumps and in shops, and it could fuel inflation.”

The cost of fuel currently is already at its highest point for many years, however the increase on fuel duty means that we are set for more increased costs to account for. With the cost of fuel increasing it will hit the car hire industry hard, but the everyday person too, as the cost of fuel increases the cost of food and basic amenities as the cost for delivery of products will rise.

It is always said, every penny counts. Now it seems every drop of fuel counts too!!!

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