When we receive enquiries about van hire, one of the most common questions we get asked is ‘do you offer Van Hire Excess Protection Insurance?’. Until now, the answer has been ‘No’. However, due to demand, we have arranged a deal with our friends at Insurance4carhire. This means we can now offer our customers Van Hire Excess Protection Insurance.
What Is Van Hire Excess Protection Insurance?
It is exactly the same as Car Hire Excess protection. It’s an insurance policy that protects you against the excess amount of the vehicle you are hiring.
Every van that you hire will have some sort of excess (dedutible). This is the maximum amount of money that you are liable for if the van is damaged or stolen whilst on hire to you. This can be as much as £1,500 on some larger vans.
Your rental company will offer you additional insurance products to reduce your excess to a lower amount. This can sometimes even reduce the excess to ZERO. These can be quite affordable and can make sense to use, other times we have heard of them costing upto £45 per day. Which depending on the length of your rental, can quickly add up.
Our Van Hire Excess Protection Insurance comes at a flat fee of just £10.99 for a 1 day rental. Taking out a policy like this will not remove your excess liability, you will still need to pay this if you were to damage the van or if it was stolen. You will then claim for your losses through Excess4vanhire.
Who can use Van Hire Excess Protection Insurance?
This product is aimed at those hiring a van for non-commercial use. It does not cover vehicles being used for business purposes. So, if you are hiring a van to move home, remove some waste after a DIY project, take the bikes away for the weekend or moving some precious cargo, this product will work for you.
If you have any questions about hiring a van or protecting your excess liability. Please do not hesitate to contact our team, We are ready and waiting to help in any way we can.
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