{"id":63676,"date":"2021-11-08T18:38:50","date_gmt":"2021-11-08T18:38:50","guid":{"rendered":"https:\/\/alshokar.com\/demo\/?page_id=63676"},"modified":"2021-11-09T11:23:38","modified_gmt":"2021-11-09T11:23:38","slug":"insurance-excess-protection","status":"publish","type":"page","link":"https:\/\/designoholic.uk\/indigo\/insurance-excess-protection\/","title":{"rendered":"Excess Car Hire Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1636397429849{margin-top: 40px !important;}&#8221;][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1636371876258{padding-right: 25px !important;}&#8221; offset=&#8221;vc_col-lg-9 vc_col-md-6 vc_col-xs-12&#8243;][vc_raw_html]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[\/vc_raw_html][vc_row_inner el_id=&#8221;A&#8221; css=&#8221;.vc_custom_1636372784926{margin-top: -40px !important;padding-top: 90px !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1636397290297{padding-right: 0px !important;padding-left: 0px !important;}&#8221; el_id=&#8221;A&#8221;][vc_custom_heading text=&#8221;WHAT IS CAR HIRE EXCESS INSURANCE?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1636397467700{margin-top: 40px !important;}&#8221;][vc_column_text]When you rent a car you will be advised that the car will come with insurance, which is called a Collision Damage Waiver (CDW) and Theft Cover.<\/p>\n<p>It can all get quite confusing, but essentially what it means is much like if you have your own insurance you will be due to pay an excess if there is any damage to a car you\u2019ve hired when you come to return it. This excess usually ranges from \u00a3500.00 \u2013 \u00a32000.00 depending on the supplier you book with. In the event that the car is damaged, stolen, or involved in an accident you will have to pay the excess amount. This is known as car hire excess.<\/p>\n<p>It\u2019s very important that you are aware of this when hiring, if there are any damages to the vehicle at all when you pick it up, make it known to the rental company and ensure it is recorded as there are often cases where people are charged for damage they didn\u2019t do, just oversaw when checking the vehicle over.<\/p>\n<p>This scare factor is often enough for car rental companies to sell you their \u201cZero Excess\u201d policy, which essentially for an extra daily amount means in the event of damage to the vehicle you won\u2019t owe anything, but make sure you check out your alternative options.[\/vc_column_text][vc_separator css=&#8221;.vc_custom_1636456982439{padding-top: 50px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1636372784926{margin-top: -40px !important;padding-top: 90px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1636456888056{padding-right: 0px !important;padding-left: 0px !important;}&#8221; el_id=&#8221;B&#8221;]<div class=\"kd-photobox  \" ><div class=\"photobox-img\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"430\" src=\"https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/excess-reimbursement-banner.jpg\" class=\"attachment-full\" alt=\"Excess Car Hire Insurance Policy\" title=\"excess-reimbursement-banner\" srcset=\"https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/excess-reimbursement-banner.jpg 1200w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/excess-reimbursement-banner-300x108.jpg 300w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/excess-reimbursement-banner-1024x367.jpg 1024w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/excess-reimbursement-banner-768x275.jpg 768w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/excess-reimbursement-banner-800x287.jpg 800w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><div class=\"phb-content text-left\" style=\"background-color: #f7f7f7;\">\n                  <h4 >INFORMATION ABOUT EXCESS CAR HIRE INSURANCE<\/h4>\n                  <p >Car Hire Excess Reimbursement Insurance is an insurance policy provided by a third party, not by the rental company. This differs from the extra insurance a rental company will try and sell you, rather than reducing your liability for a daily fee they offer peace of mind. If you were to be in a situation where the rental company charged your excess amount then you can make a claim with your \u2018Reimbursement Insurance Provider\u2019.<\/p><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; el_id=&#8221;C&#8221;]<div class=\"kd-photobox  \" ><div class=\"photobox-img\"><img decoding=\"async\" width=\"1200\" height=\"430\" src=\"https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/van-hire-banner.jpg\" class=\"attachment-full\" alt=\"Long Term Van Rental\" title=\"van-hire-banner\" srcset=\"https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/van-hire-banner.jpg 1200w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/van-hire-banner-300x108.jpg 300w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/van-hire-banner-1024x367.jpg 1024w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/van-hire-banner-768x275.jpg 768w, https:\/\/designoholic.uk\/indigo\/wp-content\/uploads\/2021\/11\/van-hire-banner-800x287.jpg 800w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><div class=\"phb-content text-left\" style=\"background-color: #f7f7f7;\">\n                  <h4 >DO I NEED ADDITIONAL INSURANCE WHEN HIRING A RENTAL CAR?<\/h4>\n                  <p >Keeping all the above in mind, you still don\u2019t need to take additional rental insurance and can hire a car with no additional cost to yourself, but you\u2019re opening yourself up to large excesses. If you\u2019re okay with that then there is no legal requirement to force you into taking zero excess, but just ensure that you check over the car as thoroughly as possible before signing the rental forms<\/p><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;D&#8221;][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_separator css=&#8221;.vc_custom_1636403067295{padding-top: 50px !important;padding-bottom: 70px !important;}&#8221;][vc_custom_heading text=&#8221;WHAT ARE YOUR CAR HIRE EXCESS OPTIONS&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]<\/p>\n<ul>\n<li><strong>Do Nothing:<\/strong>\u00a0You can drive your hire car away with absolutely no additional costs, you just need to be aware of your excess amount should you be involved in an accident or the vehicle is damaged in any way.<\/li>\n<li><strong>Reduce Your Excess:<\/strong>\u00a0As above, you can reduce your excess with the supplier, meaning if the worst was to happen your liability will be much lower, sometimes even Zero!<\/li>\n<li><strong>Excess Reimbursement:<\/strong>\u00a0Purchase an excess reimbursement policy with a one-off cost and be safe in the knowledge that you have cover in place for your excess. This is a very popular option for ex-pats who visit the UK or the rest of Europe on a regular basis.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_separator css=&#8221;.vc_custom_1636403003046{margin-top: 50px !important;margin-bottom: 70px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;E&#8221;][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_custom_heading text=&#8221;BEAT THE CAR RENTAL COMPANIES EXCESS PRICES \u2013 GET YOUR OWN POLICY&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]Paying for a zero excess policy directly from the car rental companies can really add up. It depends on the size of the car, but we\u2019ve pulled together what the daily price ranges of popular rental companies charge with an example from Manchester Airport:<\/p>\n<ul>\n<li><strong>Arnold Clark Car &amp; Van<\/strong>\u00a0\u00a315 per day<\/li>\n<li><strong>Avis<\/strong>\u00a0\u2013 \u00a324.50 per day<\/li>\n<li><strong>Budget<\/strong>\u00a0\u2013 \u00a326.49 to \u00a332.50 per day<\/li>\n<li><strong>Easirent<\/strong>\u00a0\u2013 \u00a318 per day<\/li>\n<li><strong>Europcar<\/strong>\u00a0\u2013 \u00a322.08 to \u00a331.37 per day<\/li>\n<li><strong>Firefly<\/strong>\u00a0\u2013 \u00a318.99 per day<\/li>\n<li><strong>Green Motion<\/strong>\u00a0\u2013 \u00a331.20 to \u00a348 per day<\/li>\n<li><strong>Hertz<\/strong>\u00a0\u2013 \u00a326.40 per day<\/li>\n<li><strong>Keddy By Europcar<\/strong>\u00a0\u2013 \u00a320 to \u00a330 a day<\/li>\n<\/ul>\n<p>Using the information above, the cheapest supplier Zero Excess solution is from Arnold Clark at \u00a315 per day, with our Annual Cover is priced from \u00a351.50 per year, meaning if you were to hire a car for more than 4 days in a year you could save money.<\/p>\n<p><a class=\"tt_button pull-left\" href=\"https:\/\/www.insurance4carhire.com\/?refid=1431\">Get a Quote<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;G&#8221;][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_separator css=&#8221;.vc_custom_1636402282045{padding-top: 50px !important;padding-bottom: 50px !important;}&#8221;][vc_custom_heading text=&#8221;WHAT DOES THIS EXCESS CAR HIRE INSURANCE POLICY COVER?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]If you take the policy that we are recommending here is what it will cover:<\/p>\n<ul>\n<li>Your excess insurance for car &amp; van rentals<\/li>\n<li>Covers drivers between 21 and 85 years old<\/li>\n<li>Covers rentals for up to 60 consecutive days<\/li>\n<li>Options of annual Worldwide cover, joint annual Worldwide cover, annual Europe cover, daily cover &amp; more<\/li>\n<li>Will cover drivers who reside in the UK, France, Germany, Ireland, Spain, Italy, Sweden, Netherlands, Isle of Man &amp; the Channel Islands<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;H&#8221;][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_separator css=&#8221;.vc_custom_1636402282045{padding-top: 50px !important;padding-bottom: 50px !important;}&#8221;][vc_custom_heading text=&#8221;WHERE DOES THE EXCESS INSURANCE CAR HIRE POLICY COVER ME?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]It depends on the excess policy that you take, the one we\u2019ve recommended and quoted at \u00a346.99 covers you for all of Europe, however there are other options, here are the starting prices.<\/p>\n<ul>\n<li><b>Annual European Policy<\/b>\u00a0\u2013 From \u00a351.50<br \/>\n<b><\/b><\/li>\n<li><b>Single Trip Worldwide Policy<\/b>\u00a0\u2013 From \u00a39.45<br \/>\n<b><\/b><\/li>\n<li><b>Annual Worldwide Policy<\/b>\u00a0\u2013 From \u00a362.50<\/li>\n<\/ul>\n<p>*The above prices are based on the hirer being a UK resident. Prices may vary depending on your residential status.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;I&#8221;][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_separator css=&#8221;.vc_custom_1636402251501{padding-top: 50px !important;padding-bottom: 50px !important;}&#8221;][vc_custom_heading text=&#8221;HOW DOES EXCESS INSURANCE REIMBURSEMENT WORK&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]Excess Reimbursement Insurance is an optional insurance, which is useful if there is an excess applicable to your car hire. The cover applies to the individual, so you are covered, even if you change the car hire company or the type of car that you have hired.<\/p>\n<p>It is designed to repay the excess or repair costs you have to pay under the terms of the rental agreement following damage to the rental vehicle. The reimbursement of the excess is subject to the exclusions detailed in the provider\u2019s policy wording.<\/p>\n<p>You can choose to buy either an Annual policy, which will provide cover for multiple hires throughout the period of cover, or a Daily policy which will provide cover specifically for the days that you request it.<\/p>\n<p><a class=\"tt_button pull-left\" href=\"https:\/\/www.insurance4carhire.com\/?refid=1431\">Get a Quote<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;J&#8221;][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_separator css=&#8221;.vc_custom_1636402224029{padding-top: 50px !important;padding-bottom: 50px !important;}&#8221;][vc_custom_heading text=&#8221;WHAT TO BE AWARE OF WITH AN EXCESS INSURANCE POLICY&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]When you take a car hire excess policy through our partners then you need to be check to ensure that you are eligible. You may fall outside of the eligibility criteria if you rent for the longer term (60+ days) or if you are below the age of 21 or above the age of 85.<\/p>\n<p>One of the major differences between taking the policy with the rental company &amp; taking the policy we\u2019ve recommended that should an accident occur you could have to pay the full excess amount initially, you will then have to claim against the policy company to get the money back afterwards.<\/p>\n<p>if you need any further information, give us a call on\u00a0<a href=\"tel:+4401138800748\"><strong>+44 (0)113 880 0748<\/strong><\/a>\u00a0or email us on\u00a0<a title=\"Email Us\" href=\"mailto:sales@indigocarhire.co.uk\" target=\"_blank\" rel=\"noopener noreferrer\">sales@indigocarhire.co.uk<\/a><\/p>\n<p>You can also find out more about insurance for car hire in general by\u00a0<a href=\"..\/faq\/insurance-included-when-you-rent-a-car\/\">clicking this link.<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;K&#8221;][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_separator css=&#8221;.vc_custom_1636402144295{padding-top: 50px !important;padding-bottom: 50px !important;}&#8221;][vc_custom_heading text=&#8221;FREQUENTLY ASKED QUESTIONS&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][\/vc_column_inner][\/vc_row_inner][vc_toggle title=&#8221;I Am Over 75, Can I Still Get Cover?&#8221;]Yes, there is still help out there. Some providers will cover people until the age of 85. You can get cover for 12 months for less than a rental supplier could charge you for 2 days.[\/vc_toggle][vc_toggle title=&#8221;Can I Get Worldwide Excess Cover?&#8221;]Yes, there are policies out there that cover you for any country, worldwide. Which, although can be more expensive. Still offers great value.[\/vc_toggle][vc_toggle title=&#8221;How much does an excess insurance policy cost a year?&#8221;]It depends on the policy that you go for, but taking Europe as an example the cover annually is \u00a351.50.[\/vc_toggle][vc_toggle title=&#8221;Do you need excess car hire insurance?&#8221;]No, there is no legal requirement to have excess car hire insurance, but it is advised due to the high excesses rental companies charge.[\/vc_toggle][vc_toggle title=&#8221;Will getting a standalone policy be cheaper than using the car rental companies solution?&#8221;]It depends on how many days you hire a year, typically if you are hiring more than 3-4 days in a year then the answer will likely be yes.[\/vc_toggle][vc_toggle title=&#8221;Is there only an annual policy?&#8221;]No, we also have option for single trips.[\/vc_toggle][vc_toggle title=&#8221;Will my car insurance cover my car hire?&#8221;]No, car hire zero excess insurance is completely different to insurance on your own car and you will not be covered.[\/vc_toggle][vc_row_inner][vc_column_inner css=&#8221;.vc_custom_1636398390612{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text]<div data-wpcr3-content=\"63676\"><div class='wpcr3_respond_1 wpcr3_in_content' data-ajaxurl='[\"https:||designoholic\",\"uk|indigo|wp-admin|admin-ajax\",\"php?action=wpcr3-ajax\"]' data-on-postid='63676'data-postid='63676'><div class=\"wpcr3_respond_2\"><div class=\"wpcr3_div_2\"><table class=\"wpcr3_table_2\"><tbody><tr><td colspan=\"2\"><div class=\"wpcr3_leave_text\">Submit your review<\/div><\/td><\/tr><tr class=\"wpcr3_review_form_text_field\"><td><label for=\"wpcr3_fname\" class=\"comment-field\">Name: <\/label><\/td><td><input maxlength=\"150\" class=\"text-input wpcr3_required\" type=\"text\" id=\"wpcr3_fname\" name=\"wpcr3_fname\" value=\"\" \/><\/td><\/tr><tr class=\"wpcr3_review_form_text_field\"><td><label for=\"wpcr3_ftitle\" class=\"comment-field\">Review Title: <\/label><\/td><td><input maxlength=\"150\" class=\"text-input wpcr3_required\" type=\"text\" id=\"wpcr3_ftitle\" name=\"wpcr3_ftitle\" value=\"\" \/><\/td><\/tr><tr class=\"wpcr3_review_form_rating_field\"><td><label for=\"id_wpcr3_frating\" class=\"comment-field\">Rating: <\/label><\/td><td><div class=\"wpcr3_rating_stars\"><div class=\"wpcr3_rating_style1\"><div class=\"wpcr3_rating_style1_status\"><div class=\"wpcr3_rating_style1_score\"><div class=\"wpcr3_rating_style1_score1\">1<\/div><div class=\"wpcr3_rating_style1_score2\">2<\/div><div class=\"wpcr3_rating_style1_score3\">3<\/div><div class=\"wpcr3_rating_style1_score4\">4<\/div><div class=\"wpcr3_rating_style1_score5\">5<\/div><\/div><\/div><div class=\"wpcr3_rating_style1_base wpcr3_hide\"><div class=\"wpcr3_rating_style1_average\" style=\"width:0%;\"><\/div><\/div><\/div><\/div><input style=\"display:none;\" type=\"hidden\" class=\"wpcr3_required wpcr3_frating\" id=\"id_wpcr3_frating\"name=\"wpcr3_frating\" \/><\/td><\/tr><tr class=\"wpcr3_review_form_review_field_label\"><td colspan=\"2\"><label for=\"id_wpcr3_ftext\" class=\"comment-field\">Review: <\/label><\/td><\/tr><tr class=\"wpcr3_review_form_review_field_textarea\"><td colspan=\"2\"><textarea class=\"wpcr3_required wpcr3_ftext\" id=\"id_wpcr3_ftext\" name=\"wpcr3_ftext\" rows=\"8\"cols=\"50\"><\/textarea><\/td><\/tr><tr><td colspan=\"2\" class=\"wpcr3_check_confirm\"><div class=\"wpcr3_clear\"><\/div><input type=\"hidden\" name=\"wpcr3_postid\" value=\"63676\" \/><input type=\"text\" class=\"wpcr3_fakehide wpcr3_fake_website\" name=\"website\" \/><input type=\"text\" class=\"wpcr3_fakehide wpcr3_fake_url\" name=\"url\" \/><input type=\"checkbox\" class=\"wpcr3_fakehide wpcr3_fconfirm1\" name=\"wpcr3_fconfirm1\" value=\"1\" \/><label><input type=\"checkbox\" name=\"wpcr3_fconfirm2\" class=\"wpcr3_fconfirm2\" value=\"1\" \/>&nbsp; Check this box to confirm you are human.<\/label><input type=\"checkbox\" class=\"wpcr3_fakehide wpcr3_fconfirm3\" name=\"wpcr3_fconfirm3\" checked=\"checked\" value=\"1\" \/><\/td><\/tr><tr><td colspan=\"2\"><div class=\"wpcr3_button_1 wpcr3_submit_btn\">Submit<\/div>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<div class=\"wpcr3_button_1 wpcr3_cancel_btn\">Cancel<\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"wpcr3_clear wpcr3_pb5\"><\/div><div class=\"wpcr3_respond_3\"><div class=\"wpcr3_button_1 wpcr3_show_btn\">Create your own review<\/div><\/div><div class=\"wpcr3_dotline\"><\/div><div class=\"wpcr3_reviews_holder\"><div class=\"wpcr3_review_item\"><div class=\"wpcr3_item wpcr3_product\" itemscope itemtype=\"https:\/\/schema.org\/Product\"><div class=\"wpcr3_item_name\">Indigo Car Hire<\/div><meta itemprop=\"name\" content=\"Indigo Car Hire\" \/><meta itemprop=\"brand\" content=\"Indigo Car Hire\" \/><meta itemprop=\"productID\" content=\"\" \/><meta itemprop=\"image\" content=\"https:\/\/designoholic.uk\/indigo\/wp-content\/plugins\/wp-customer-reviews\/css\/1x1.png\" \/><div class=\"wpcr3_aggregateRating\"><span class=\"wpcr3_aggregateRating_overallText\">Average rating: <\/span>&nbsp;<div class=\"wpcr3_aggregateRating_ratingValue\"><div class=\"wpcr3_rating_style1\"><div class=\"wpcr3_rating_style1_base \"><div class=\"wpcr3_rating_style1_average\" style=\"width:0%;\"><\/div><\/div><\/div><\/div>&nbsp;<span class=\"wpcr3_aggregateRating_reviewCount\">0 reviews<\/span><\/div><\/div><\/div><\/div><\/div><\/div>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/4&#8243; offset=&#8221;vc_col-lg-3 vc_col-md-6 vc_col-xs-12&#8243;][vc_wp_custommenu title=&#8221;Our Services&#8221; nav_menu=&#8221;16&#8243;][vc_wp_text title=&#8221;QUICK NAVIGATION&#8221;]<\/p>\n<ul>\n<li><a href=\"#A\">What Is It<\/a><\/li>\n<li><a href=\"#B\">Extra Information<\/a><\/li>\n<li><a href=\"#C\">Do I Need It?<\/a><\/li>\n<li><a href=\"#D\">What Are Your Options<\/a><\/li>\n<li><a href=\"#E\">Beat Car Rental Companies Excess Prices<\/a><\/li>\n<li><a href=\"#F\">Van Hire Excess Insurance<\/a><\/li>\n<li><a href=\"#G\">What Does This Policy Cover?<\/a><\/li>\n<li><a href=\"#H\">Where Does This Policy Cover Me<\/a><\/li>\n<li><a href=\"#I\">How Does Excess Insurance Reimbursement Work<\/a><\/li>\n<li><a href=\"#J\">What To Be Aware Of<\/a><\/li>\n<li><a href=\"#K\">FAQs<\/a><\/li>\n<\/ul>\n<p><a class=\"tt_button pull-left\">Get a Quote<\/a>[\/vc_wp_text][vc_wp_text title=&#8221;Subscribe to newsletter&#8221;][\/vc_wp_text]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2751-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"2751\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/indigo\/wp-json\/wp\/v2\/pages\/63676#wpcf7-f2751-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"2751\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.0.6\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2751-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Subscribe\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1636397429849{margin-top: 40px !important;}&#8221;][vc_column width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1636371876258{padding-right: 25px !important;}&#8221; offset=&#8221;vc_col-lg-9 vc_col-md-6 vc_col-xs-12&#8243;][vc_raw_html]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[\/vc_raw_html][vc_row_inner el_id=&#8221;A&#8221; 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